Pgim India Overnight Fund Datagrid
Category Overnight Fund
BMSMONEY Rank 16
Rating
Growth Option 27-01-2026
NAV ₹1371.28(R) +0.06% ₹1377.31(D) +0.06%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.63% 6.31% 5.39% -% -%
Direct 5.67% 6.36% 5.45% -% -%
Benchmark
SIP (XIRR) Regular 5.45% 6.08% 5.93% -% -%
Direct 5.48% 6.13% 5.98% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.35 0.48 0.62 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.33% 0.0% 0.0% - 0.3%
Fund AUM As on: 30/12/2025 95 Cr
Top Overnight Fund
Fund Name Rank Rating
Hsbc Overnight Fund 1
quant Overnight Fund 2
TRUSTMF Overnight Fund 3
Shriram Overnight Fund 4
Jm Overnight Fund 5
NJ Overnight Fund 6
Bank of India Overnight Fund 7

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
PGIM India Overnight Fund - Regular Plan - Daily Dividend Option 1000.0
0.0000
0.0000%
PGIM India Overnight Fund - Direct Plan - Daily Dividend Option 1000.01
0.0000
0.0000%
PGIM India Overnight Fund - Direct Plan - Weekly Dividend Option 1001.12
-0.1300
-0.0100%
PGIM India Overnight Fund - Regular Plan - Weekly Dividend Option 1007.69
-0.4300
-0.0400%
PGIM India Overnight Fund - Regular Plan- Growth Option 1371.28
0.7500
0.0600%
PGIM India Overnight Fund - Direct Plan - Growth Option 1377.31
0.7600
0.0600%

Review Date: 27-01-2026

Beginning of Analysis

In the Overnight Fund category, Pgim India Overnight Fund is the 10th ranked fund. The category has total 29 funds. The Pgim India Overnight Fund has shown a very good past performence in Overnight Fund. The fund has a Sharpe Ratio of 1.35 which is lower than the category average of 1.71.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Overnight Mutual Funds are ideal for investors seeking a safe, liquid, and ultra-low-risk investment option for very short-term cash management. These funds invest in overnight securities with a maturity of 1 day, offering quick redemption (within 1 business day) and stable returns. While they provide minimal risk and high liquidity, they offer very low returns compared to other debt funds. Investors should consider their liquidity needs and investment horizon before investing in Overnight Funds. These funds are best suited for parking surplus funds for a very short duration, such as overnight or a few days.

Pgim India Overnight Fund Return Analysis

  • The fund has given a return of 0.41%, 1.33 and 2.67 in last one, three and six months respectively. In the same period the category average return was 0.42%, 1.33% and 2.68% respectively.
  • Pgim India Overnight Fund has given a return of 5.67% in last one year. In the same period the Overnight Fund category average return was 5.68%.
  • The fund has given a return of 6.36% in last three years and ranked 20.0th out of 32 funds in the category. In the same period the Overnight Fund category average return was 6.37%.
  • The fund has given a return of 5.45% in last five years and ranked 15th out of 27 funds in the category. In the same period the Overnight Fund category average return was 5.44%.
  • The fund has given a SIP return of 5.48% in last one year whereas category average SIP return is 5.5%. The fund one year return rank in the category is 24th in 34 funds
  • The fund has SIP return of 6.13% in last three years and ranks 21st in 32 funds. Bank of India Overnight Fund has given the highest SIP return (6.25%) in the category in last three years.
  • The fund has SIP return of 5.98% in last five years whereas category average SIP return is 5.98%.

Pgim India Overnight Fund Risk Analysis

  • The fund has a standard deviation of 0.33 and semi deviation of 0.3. The category average standard deviation is 0.3 and semi deviation is 0.27.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Overnight Fund Category
  • Good Performance in Overnight Fund Category
  • Poor Performance in Overnight Fund Category
  • Very Poor Performance in Overnight Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.41
    0.41
    		0.38 | 0.43 23 | 34 Average
    3M Return % 1.32
    1.31
    		1.22 | 1.36 15 | 34 Good
    6M Return % 2.65
    2.64
    		2.47 | 2.73 20 | 34 Average
    1Y Return % 5.63
    5.60
    		5.25 | 5.79 13 | 34 Good
    3Y Return % 6.31
    6.28
    		5.98 | 6.46 12 | 32 Good
    5Y Return % 5.39
    5.36
    		5.18 | 5.50 5 | 27 Very Good
    1Y SIP Return % 5.45
    5.43
    		5.07 | 5.60 16 | 34 Good
    3Y SIP Return % 6.08
    6.05
    		5.72 | 6.22 12 | 32 Good
    5Y SIP Return % 5.93
    5.90
    		5.69 | 6.06 9 | 27 Good
    Standard Deviation 0.33
    0.30
    		0.15 | 0.33 28 | 31 Poor
    Semi Deviation 0.30
    0.27
    		0.12 | 0.31 29 | 31 Poor
    Sharpe Ratio 1.35
    1.71
    		0.48 | 3.84 16 | 31 Good
    Sterling Ratio 0.62
    0.62
    		0.58 | 0.65 15 | 31 Good
    Sortino Ratio 0.48
    0.98
    		0.16 | 3.60 16 | 31 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.41 0.42 0.40 | 0.43 25 | 34 Average
    3M Return % 1.33 1.33 1.27 | 1.37 21 | 34 Average
    6M Return % 2.67 2.68 2.58 | 2.75 26 | 34 Average
    1Y Return % 5.67 5.68 5.45 | 5.82 22 | 34 Average
    3Y Return % 6.36 6.37 6.17 | 6.57 20 | 32 Average
    5Y Return % 5.45 5.44 5.29 | 5.54 15 | 27 Average
    1Y SIP Return % 5.48 5.50 5.28 | 5.63 24 | 34 Average
    3Y SIP Return % 6.13 6.13 5.94 | 6.25 21 | 32 Average
    5Y SIP Return % 5.98 5.98 5.80 | 6.09 19 | 27 Average
    Standard Deviation 0.33 0.30 0.15 | 0.33 28 | 31 Poor
    Semi Deviation 0.30 0.27 0.12 | 0.31 29 | 31 Poor
    Sharpe Ratio 1.35 1.71 0.48 | 3.84 16 | 31 Good
    Sterling Ratio 0.62 0.62 0.58 | 0.65 15 | 31 Good
    Sortino Ratio 0.48 0.98 0.16 | 3.60 16 | 31 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Pgim India Overnight Fund NAV Regular Growth Pgim India Overnight Fund NAV Direct Growth
    27-01-2026 1371.2799 1377.3117
    23-01-2026 1370.526 1376.55
    22-01-2026 1370.3564 1376.3786
    21-01-2026 1370.1636 1376.1838
    20-01-2026 1369.9716 1375.9898
    19-01-2026 1369.7826 1375.7988
    16-01-2026 1369.212 1375.2223
    14-01-2026 1368.8249 1374.8312
    13-01-2026 1368.6307 1374.635
    12-01-2026 1368.4375 1374.4399
    09-01-2026 1367.8496 1373.8459
    08-01-2026 1367.6589 1373.6533
    07-01-2026 1367.4622 1373.4546
    06-01-2026 1367.2706 1373.2609
    05-01-2026 1367.0818 1373.0702
    02-01-2026 1366.4892 1372.4716
    01-01-2026 1366.3025 1372.283
    31-12-2025 1366.1106 1372.0891
    30-12-2025 1365.8984 1371.8748
    29-12-2025 1365.6987 1371.673

    Fund Launch Date: 12/Aug/2019
    Fund Category: Overnight Fund
    Investment Objective: The Scheme aims to provide reasonable returns commensurate with low risk and providing a high level of liquidity, through investments made primarily in overnight securities having maturity of 1 business day. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee/ indicate any returns.
    Fund Description: An open ended debt scheme investing in overnight securities
    Fund Benchmark: NIFTY 1D Rate Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.